RSVP MEMBERS’ INSURANCE

This is a summary of the insurance cover automatically provided without cost to volunteers who do unpaid work for RSVP West.

Public Liability

Damages arising from accidents occurring at the time the volunteer is acting for CSV/RSVP that result in injury to someone other than the volunteer or damage to property not belonging to CSV/RSVP and for which the volunteer can be held legally liable. Cover up to the value of £1 million.

Employer’s Liability

Cover under the statutory Employer’s Liability insurance taken out by CSV/RSVP against any bodily injury incurred by the volunteer whilst acting in their capacity as volunteer and for which CSV/RSVP could be held legally liable.

Personal Accident

Cover to compensate for injuries or death resulting from an accident (not illness or disease) that occur whilst working as a volunteer regardless of who is responsible. Available to volunteers between the age of 14 and 80. There is now a limited amount of cover for volunteers aged between 80 and 85.

Travel Insurance

Only available to CSV/RSVP volunteers who are asked to travel abroad on CSV/RSVP business. Only available if Advance Notice is provided.

Car Insurance

Not provided by CSV/RSVP. Members should inform their insurance companies if they are using their car for volunteering work, ie providing transport. There should be no increase in premium.

Cover not provided

• When members are not volunteering
• When volunteers are exposed to unreasonable risk
• When volunteers commit criminal acts
• For volunteers’ possessions

© 2003–08 RSVP West. Page last updated on 22 September 2006.